Program Offerings

We primarily recommend the BCBS Global Solutions programs, if client qualifies as a US resident in an approved state.  Running a quote using ZIP will alert at time of quotation if allowed.  

Alternatively, the WorldTrips Atlas plan is a solid alternative and available to both US and non-US citizens.

Perfect for frequent traveling such as family trips, executive or board travel internationally.  

To qualify, all insureds need to have an active primary health plan in the USA (eg; individual, group or Medicare A&B) .  

The annual one time purchase offers blanket coverage for up to 70 consecutive days of travel abroad, with unlimited number of trips per year.  Days of travel reset once back in the USA from last trip.

Travel up to 180 days per single trip abroad for 5 or more persons... same benefits as BCBS Global Travel Individual Medical plan but with 10% discount for volume.

This is great for groups of students, missionaries, board members, etc.  

They do NOT need to be related in order to be on this policy.  

We principally recommend the TinLeg suite of trip cancellation plans as they offer higher limits of coverage for UHNW individuals and families, compared to alternatives.  

Underwritten exclusively by Berkshire Hathaway Specialty Insurance Company.

This category is exclusively for those needing longer term, annually renewable major medical insurance while living, working abroad globally.

The BCBS Global Solutions suite of plans (formerly known as GeoBlue) is second to none, as they are an "admitted" insurance product, state by state, in the USA.  Not surplus lines.  Important when comparing to the few other carriers in this category.

Uses can include for Expats, Yacht Owners & their Crew or anyone residing outside the USA for 3 to 6 months per year, or longer.

These plans ARE medically underwritten and can be easily applied for securely online, with typical offers made within 24-48 hours of submission.

We offer the programs from MedJet Assist, one of the premier leaders globally in concierge level emergency medical evacuation membership programs.  

Note: these plans are memberships, not insurance.  However, they are backed by certain underwriters at Lloyds, London. 

 Some people are deemed uninsurable because of their age, their employment in a risky occupation, the location of their workplace, their medical history, an avocation for risky behavior, frequent international travel, or simply the need for a high limit disability plan that a traditional carrier won’t underwrite.

 For a highly compensated executive, sufficient amounts of disability insurance can be difficult to obtain from traditional carriers.  As an example, the Executive 400 Plan covers the needs, with limits of $100,000 per month or more and participation limits up to 75% for personal disability and 100% for business uses. 

Business disability insurance (also called business overhead protection) is a specialized form of coverage designed to protect businesses — particularly small to medium-sized ones, sole proprietorships, partnerships, and closely held companies — when an owner, partner, or key employee becomes disabled due to illness or injury and can't work. Unlike personal disability insurance (which replaces individual income), business disability insurance focuses on maintaining business stability, covering ongoing costs, and preventing financial collapse during recovery or long-term absence.

 Professional athletes that are established in their earnings power have a lot a stake to loose should they be permanently and totally disabled.  

Loss of huge endorsements, lost earnings and loss of actual income can grind to a halt.   High Limit Professional Athlete Income Protection covers all professional sports including NFL football, American Soccer to Race car drivers.

Players agents need not look any further than our complete suite of specialized professional athlete disability income protection programs.